If you are looking for Free Debt Advice call our Free Phone number (0800 195 6768) and we can help you.

You can discuss your situation in a free and no-obligation meeting with our senior partner, John Bell.

He will then recommend your best course of action.

When should you seek advice?

If you can’t pay your debts as and when they are due – then it is definitely time to get advice.

The sooner you address your problems the better it will be for you.

For a Business

Early Warning Signs that times are getting tougher:

- A client has gone bust

- Customers have cut their spending

- Creditors are very eagerly chasing their debts

- Lenders are reluctant to provide additional funds

- You have reduced overheads, but you need more cut-backs.

If any of these apply to your business, you should take action now.

Clarke Bell offers Business Rescue advice. We would work with your accountant / business advisor to provide you with an overall strategy for your business.

For an individual

The main reasons an individual will get into financial difficulty are:

~ Loss of job

~ Ill-health

~ Divorce

Each of these can have a major impact on an individual’s ability to pay their bills.

However your financial problems arise, we can help you decide the best option for you to take. This could be basic debt advice or help with an IVA (Individual Voluntary Arrangement) or with bankruptcy.

Other signs of potential problems for a business owner or individual

~ Bills are not being paid on time ~ or at all

~ Post is being left un-opened ~ in case they are more bills

~ You are scared to answer your phone ~ in case it is someone chasing payment

~ You are having sleepless nights and / or arguing with family members.

If any of these apply, get Free Debt Advice by calling Clarke Bell on Free Phone 0800 195 6768.