Clarke Bell is a firm of Licensed Insolvency Practitioners, based in Manchester and established in 1994. We resolve debt problems and cashflow issues for small and medium sized businesses, sole traders and individuals.

Bankruptcy Advice

The prospect of bankruptcy is worrying and stressful for anyone. If you are considering bankruptcy, then you are probably in severe financial difficulty.

Clarke Bell's bankruptcy specialists have worked with thousands of people and companies in Manchester and across the UK. We deliver honest and professional bankruptcy advice and assistance throughout the bankruptcy process. We can handle everything on your behalf, to help ease your worry and encourage peace of mind to finally resolving your financial predicaments.

What is Bankruptcy?

Bankruptcy is the final solution to ongoing debt issues, the ultimate sanction against individuals or businesses with their creditors. You may decide to file for bankruptcy if you have tried other solutions, like an IVA (Individual voluntary arrangement), but to no success.

When do I need to file for Bankruptcy?

Bankruptcy is only for people who do not have enough money each month to cover both their living costs and their debt repayments. It is a last resort and most people who declare bankruptcy have no alternative.

How Bankruptcy works

From the moment you contact Clarke Bell, you can be sure that your bankruptcy proceedings will be as smooth as possible. If you have any worries, questions or concerns before, during or after the bankruptcy proceedings takes place, the bankruptcy experts at Clarke Bell will always be on hand to offer honest and professional bankruptcy advice.

Your property or assets, like your car, may be at risk during bankruptcy, but Clarke Bell will always endeavour to strike the best deal with creditors and the Court. Any reasonable household goods and trade tools will be safe and we will ensure that nobody will be knocking on your door to take any of this away from you. Typically, after a year, the Bankruptcy restrictions will be lifted and any outstanding debt that you have will be written off.

If you think you need bankruptcy advice, contact Clarke Bell today. Don't delay - the sooner you address your financial difficulties, the sooner you can implement practical solutions and get on with your life.