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It’s essential for small businesses to have a solid understanding of their cash flow. Money is often tight, and must be carefully managed into a steady budget. Failure to do so can result in unstable finances, causing wasteful spending or restricting growth opportunities. Moreover, mismanaged payment processes can lead to fines, penalties, and even legal…

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Yes, it is possible to close your business and walk away, but there are many variables, and a lot depends on your company’s financial position. Reasons why a business owner may want to close their company and walk away, could also include: retiring moving into full-time employment not enjoying the experience of running your own…

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For the vast majority of contractors, there comes the point where the decision to close their company must be taken. This could be for several reasons, including transitioning to a more profitable PAYE role, or to simply retire. For PSCs, or personal service companies (most commonly used by contractors), closing is almost certainly going to…

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For businesses with cash flow or debt problems, accessing a revolving credit facility can often seem like the quick way to bring more cash in without increasing sales. Unfortunately, for some businesses although a credit facility will boost cash flow in the short term, if a business has structural issues it may not be the…

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For most company directors, there comes the point where they want to close their limited company. For some, the reason is to transition into a sole trader role or because they have found permanent employment. The reason for others can be as simple as retirement. However, it isn’t often easy to close a company. There…

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