Bankruptcy Counselling Service

  • Are you worried about your debts?
  • Are you having sleepless nights?
  • Are you afraid to answer your phone?
  • Do you dread opening your post?
  • Do you have CCJs against you?

Would you like to stop all that now? You have come to the right place

We can help you decide what you should do now.

It could be an Individual Voluntary Arrangement or Bankruptcy.

Or, it might be that you just need a letter from us (a Licensed Insolvency Practitioner) to be sent to your creditor(s) explaining your situation.

Whatever it is, we can help you.

You will get support with filling in the necessary paperwork, dealing with your creditors and, if necessary bailiffs and the Court.

Be Warned

If you are in a Debt Management Plan, be very careful which company you are using.

A Debt Management Plan is not a long term solution to your debt problems. Instead it is merely a way of postponing the problem til another day or ‘kicking the can down the road’…

This is ok if you only need a bit of ‘breathing space’ from your creditors (the people you owe) – maybe because of redundancy or divorce – and in a few months you’ll be back on your feet again.

However, if your debts are likely to be more long-term then Debt Management Plans offer no opportunity to reduce the total amount owing. They can also last for many, many, many years – even a life-time!

We can help you to find a solution that will put an end to your problems – and give you the chance of a fresh start. {Click here to read a Case Study here}

For free expert advice on how to deal with your debts, contact us now.

Don’t wait until things get worse.

Stop kicking that can down the road.

Call 0161 907 4044
Or e-mail: [email protected]



Our MVL was handled in a timely manner and I was kept informed of progress throughout.

Business Debt

Business Debt

Thank you for all your help with the liquidation matters. You were a joy to deal with.



Thanks to the help I received from Clarke Bell, I am able to pay off my debts in a reasonable and realistic manner.

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CALL 0161 907 4044